![]() This was probably one of the more common knocks against YNAB 4–it didn’t automatically import transactions from your financial accounts. It’s genuinely my honest, unbiased experience using both apps. And please know I wrote this review before I knew I could earn a commission. Note: If you sign up for a free trial using links in this post, I’ll get a small commission. They’re typically very generous honoring those requests! And #protip, you can email support requesting extra time if that’s not long enough. Let’s jump in and see what I like about YNAB compared to YNAB 4. Is it time to look for YNAB alternatives?.Would I recommend YNAB over Mint or Dave Ramsey’s EveryDollar?.I used YNAB and YNAB 4 side-by-side for about a month and a half in order to answer these questions: ![]() For this review, YNAB means the web based, subscription version and YNAB 4 refers to the old, downloadable version. So here’s a review comparing YNAB to the old YNAB. Now that YNAB’s had a couple years to evolve, it’s time to take a second look. When I first tried the new version in January 2016, there were significant gaps in features that prevented me from switching. ![]() It’s been almost two years since You Need a Budget switched to a web based, subscription model for their software. This primarily impacts Mac users upgrading to Mac OS (Catalina), however, there appears to be a workaround. Official support for YNAB 4 will end October 31, 2019. ![]()
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